Topic: Retirement



In this lesson, your tutor will help you go over this topic: retirement. First, go over the following vocabulary and expressions with your tutor. Read the word/expression and definition out loud, and your tutor will go over anything you do not understand. Practice creating a sentence or two to make sure you know how to use the word/expression properly.

Vocabulary/ Expressions

early retirement (n) when someone ends their working life before the usual age
School teachers can choose early retirement at the age of 55 years old.
social security (n) a USA government program that gives retired people money; usually between 62-67
When I’m 67 I can retire and collect social security.
pension (n) after retirement, money paid to a person from the company they worked for
I will receive a pension of $1000 per month.
401K (n) a company retirement savings plan for its workers; money is taken from their paycheck
Most companies have a 401K plan for their workers to save money.
leisure time (n) free time; time away from work to rest, relax, and enjoy
In my leisure time, I like to walk, read books, and watch TV.
medicare (n) a USA government health insurance plan for people over 65 and younger people with disabilities
People 65 years or older in the USA have Medicare for their health insurance.
golden years (n – plural) the late years in someone’s life; usually after retirement
I hope to travel during my golden years.
retirement community (n) a group of houses and apartments for people to live after retirement
My parents live in a retirement community.
lifestyle (n) the way a person, group, or culture lives
A healthy lifestyle is important for good health.
personal finances (n) the way a person or family manage their money
His personal finances changed after he retired.


Use the following questions as a guideline to form an interesting conversation with your tutor. Feel free to diverge from these suggestions if anything interesting comes up.

  1. What is the age of retirement in your country?
  2. Is there a social security program in your country? If yes, tell me about it.
  3. Do companies in your country have a 401k plan or similar plan? If yes, tell me about it.
  4. Why would a person take early retirement?
  5. Who manages your or your family’s personal finances and why?
  6. How do you think your lifestyle will change after retirement?
  7. What will you do during your leisure time after retirement?
  8. Does your government have a similar Medicare program like the USA? If yes, tell me about it.
  9. Are there retirement communities in your country? If yes, tell me about them.
  10. At what age do you plan to retire and why?


Go over any new expressions or vocabulary that you learned today.


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